What are Special Limits of Liability?
These limits do not increase the Coverage B limit. The special limit for each of the following categories is the
... [Show More] total limit for each loss for all property in that category:
money, coins and medals, including any of
these that are a part of a collection, and bank notes;
$200
00:45
01:13
property used or intended for use in a business, including merchandise held as samples or for sale or for delivery after sale
$1,000 - This coverage is limited to $250 on
such property away from the residence premises.
securities, checks, cashier's checks, traveler's
checks, money orders and other negotiable
instruments
$1,000
watercraft of all types and outboard motors,
including their trailers,
$1,000
trailers not used with watercraft;
$1,000
stamps, trading cards and comic books,
including any of these that are a part of a collection;
$2500
loss by theft of firearms
$2500
Silverware & goldware
$2500
electronic data processing system equipment
and the recording or storage media
$5000
loss by theft of any rug, carpet (except
wall-to-wall carpet), tapestry, wall-hanging or other
similar article.
$5000 on any one item ; $10,000 in aggregate
Credit Card, Bank Fund Transfer Card, Forgery and
Counterfeit Money.
We will pay up to $1,000 for: the legal obligation of an insured to pay because of the theft or unauthorized use - loss to an insured caused by forgery or alteration of any check or negotiable instrument - loss to an insured through acceptance in good faith of counterfeit United States or Canadian paper currency. No deductible applies to this coverage.
00:31
01:13
Power Interruption
The power interruption must be caused by a Loss Insured occurring on the residence premises. The power lines off the residence premises must remain energized. This coverage does not increase the limit applying to the damaged property
Arson Reward
We will pay $1,000 for information which
leads to an arson conviction in connection with a fire loss to property covered by this policy. This coverage may increase the limit otherwise applicable. However, the $1,000 limit shall not be increased regardless of the number of persons providing information
Locks.
We will pay the reasonable expenses you incur
to re-key locks on exterior doors of the dwelling located on the residence premises, when the keys to those locks are a part of a covered theft loss.
No deductible applies to this coverage. [Show Less]