Which of the following phrases would usually be considered discriminatory advertising?
a) Mother-in-law suite
b) Females or males only
c) Bachelor
... [Show More] apartment
d) Master bedroom
Females or males only
If a fair housing case goes to an administrative hearing with HUD, who litigates the case for the complainant unless requested otherwise?
a) Federal attorneys
b) District attorneys
c) Private attorneys
d) HUD attorneys
HUD attorneys
Which of the following is an example of a reasonable accommodation?
a) Installing a doorbell light signal for a hearing impaired tenant
b) Widening doorways for an occupant who uses a wheelchair to pass
c) Allowing a guide dog to reside with an occupant who has a visual disability
d) Replacing doorknobs with levers for a tenant with arthritis
Allowing a guide dog to reside with an occupant who has a visual disability
If a licensee says "apartment complex with a chapel" in an ad, this is
a) not discriminatory, because religious references are always acceptable.
b) not discriminatory, because it does not indicate a preference for the kind of person who would use those facilities.
c) discriminatory, because religious references are never acceptable.
d) discriminatory, because the home discriminates against people who wouldn't use a chapel.
not discriminatory, because it does not indicate a preference for the kind of person who would use those facilities
An example of discrimination in lending is
a) giving different terms for loans, such as interest rates or fees.
b) stating or advertising that a property is restricted.
c) telling people a property is not for sale when it is.
d) refusing to negotiate with any person who is a member of a protected class.
giving different terms for loans, such as interest rates or fees
What term describes the act of restricting the number of loans in certain areas of a community because its racial or ethnic makeup?
a) Steering
b) Redlining
c) Blockbusting
d) Filtering
Redlining
Most real estate licensees do not realize it is illegal to
a) discriminate based on race or national origin.
b) provide reasonable accommodations to tenants with disabilities.
c) misrepresent a client in order to earn more money.
d) treat families with children differently than families without children.
treat families with children differently than families without children
When HUD receives a complaint, within how many days will it start an investigation?
a) 30
b) 60
c) 75
d) 100
100
Which organization provides a variety of real estate related tips on practical applications of the Fair Housing Act?
a) Fair Housing Association for Real Estate
b) Commercial Real Estate Association
c) National Association of REALTORS®
d) Fair Housing Administration
National Association of REALTORS
In discrimination cases, who hears evidence and decides if discrimination occurred?
a) An administrative law judge
b) A district attorney
c) A federal jury
d) A state judge
An administrative law judge
Which of the following is NOT prohibited under the Fair Housing Act?
a) Discriminatory advertising
b) Steering
c) Redlining
d) Fiduciary duties
Fiduciary duties
If a licensee tells a person that a property is not for sale or rent when it actually is, this is considered
a) discrimination in lending.
b) discrimination in real estate.
c) blockbusting.
d) redlining.
discrimination in real estate
Civil rights laws in the real estate industry are designed to
a) give everyone the same options when choosing housing.
b) create a situation where people with similar financial means have similar choices when choosing housing.
c) provide government assistance to find and qualify for housing accommodations.
d) offer more affordable housing options to people with low income.
create a situation where people with similar financial means have similar choices when choosing housing
The civil penalty for a first time ADA violation suit by the Attorney General will not exceed
a) $200,000.
b) $100,000.
c) $75,000.
d) $50,000.
$50,000
Questions about local schools or the ethnicity in a certain area should be answered by
a) licensees.
b) experts.
c) brokers.
d) attorneys.
experts
Which of the following is an example of discrimination in lending?
a) Refusing to rent to a person who is a member of a protected class
b) Discriminating when doing a property appraisal
c) Advertising that a property is restricted
d) Denying membership to a MLS service
Discriminating when doing a property appraisal
Which of the following is an example of blockbusting?
a) An agent tells two different buyers different information about values in an area to influence one buyer into the neighborhood and the other out of the neighborhood.
b) An agent advertises that only men without children are allowed to rent a particular property.
c) An agent tells neighborhood owners that several minority families are moving and many people are moving because of the anticipation of value decline.
d) An agent refuses to show a qualified buyer a new MLS listing.
An agent tells neighborhood owners that several minority families are moving and many people are moving because of the anticipation of value decline
The only situation when discrimination based on familial status may be legal is
a) if the family is in the process of adopting a child.
b) when a building qualifies as housing for older persons.
c) when a woman is pregnant.
d) when a relative has legal custody of a child.
when a building qualifies as housing for older persons
If the court determines discrimination did occur, which of the following is the complainant not entitled to receive?
a) Actual damages
b) Punitive damages
c) Exploratory damages
d) Attorney's fees and costs
Exploratory damages
Title VIII of the Civil Rights Act of 1968 is also known as
a) the Equal Opportunity Act.
b) the Fair Housing Act.
c) the Familial Status Act.
d) the Housing Development Act.
the Fair Housing Act
What term describes when HUD attempts to resolve a complaint by getting assurance from the person against whom the complaint was filed that he or she will remedy the alleged violation?
a) Condonation
b) Arbitration
c) Conciliation
d) Intervention
Conciliation
What is defined as a simulated housing transaction designed to obtain evidence of different treatment based on an individual's protected class status?
a) Measuring
b) Streaming
c) Testing
d) Blockbusting
Testing
What can an agent legally say if a buyer asks his or her opinion about a neighborhood?
a) The agent can discuss his or her opinion on the areas demographics.
b) The agent can say that mostly single moms and children live in the neighborhood.
c) The agent can say that there are a large number of minorities in the neighborhood.
d) The agent can make factual statements about the neighborhood's features, such as closeness of shopping or a park.
The agent can make factual statements about the neighborhood's features, such as closeness of shopping or a park.
What should a real estate professional do if it appears a seller is looking for a non-minority buyer?
a) The agent should just ignore the seller.
b) The agent should look for non-minority buyers.
c) The agent should report the seller to HUD.
d) The agent should advise the seller of his or her legal and contractual obligation not to discriminate.
The agent should advise the seller or his or her legal and contractual obligation not to discriminate.
Who is allowed to initiate actions for alleged violations of the Americans with Disabilities Act?
a) The local district attorney
b) Only the attorney general
c) Only private citizens
d) The attorney general and private citizens
The attorney general and private citizens
The best rule to avoid fair housing issues is to
a) not be familiar with the law.
b) talk about demographics whenever a buyer asks.
c) treat everyone the same.
d) have disorganized records.
treat everyone the same. [Show Less]