FLORIDA ALL LINES CLAIMS ADJUSTER 100 QUESTIONS
WITH VERIFIED COMPLETE AND CORRECT
ANSWERS/2023/A+ GRADE
What is Inland Marine Coverage? Correct
... [Show More] Answer: Covers the cargo traveling overland, instead
of by sea.
What is "all risk" coverage in a homeowners policy? Correct Answer: Property insurance
covering loss arising from any fortuitous cause except those specifically excluded
If you know how much Coverage A is in a Homeowners' policy, do you know how much
Coverage B and C would be? Correct Answer: Coverage B is automatically 10% of A and
Coverage C is normally 50% of A.
When is PIP available to the insured? Correct Answer: PIP is available to an insured while
occupying a motor vehicle or while injured as a pedestrian in the state of FL
How does PIP deductible work? Correct Answer: If an insured selects a deductible than that
amount is always taken off the loss, even if its more than the PIP limit.
What does occupying mean in regard to auto? Correct Answer: means in, upon, getting in, on,
out, or off of a vehicle
In which coverage is the insurance company's promise to defend the insured? Correct Answer:
Liability Coverage
What is excluded from auto liability coverage? Correct Answer: intentional injury or damage,
property owned or being transported by the insured, injuries to an employee while on the job,
using a vehicle without the reasonable belief of permission.
vehicle with less than 4 wheels
Bodily Injury Correct Answer: means physical harm and includes sickness, disease or death
resulting from that physical harm.
What vehicles are covered by a auto liability insurance? Correct Answer: Restricted to 4-wheel
private passenger vehicles that are owned by the insured.
What does the Miscellaneous Type Vehicle endorsement cover? Correct Answer: covers
equipment such as motor-homes, motorcycles, golf carts and all-terrain vehicles.
What coverage does Garage Insurance provide? Correct Answer: specifically designed for those
in the business of selling, servicing, repairing, or parking automobiles.
What does mechanical breakdown insurance provide? Correct Answer: Losses are excluded for
wear and tear, freezing, mechanical or electrical breakdown or the failure or road damage to tires
unless any of these are the result of theft of vehicle.
FLORIDA ALL LINES CLAIMS ADJUSTER 100 QUESTIONS
WITH VERIFIED COMPLETE AND CORRECT
ANSWERS/2023/A+ GRADE
Also excluded is damage from war or nuclear causes
What type of disability policies are available? Correct Answer: Permanent Total Disability
Temporary Total Disability
Permanent Impairment
Temporary Partial Disability
What is FAJUA? Correct Answer: Florida Automobile Joint Underwriting Association
What is jettison under Ocean Marine? Correct Answer: The intentional throwing overboard of
part of the cargo or some piece of the ship in order to save the ship or its cargo.
If an adjuster has a change in name, telephone or address, in what timeframe must an adjuster
notify the department? Correct Answer: 30 days [Show Less]