AHIP FINAL EXAM QUESTIONS WITH VERIFIED ANSWERS GRADED
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Mrs. West wears glasses and dentures and has enjoyed considerable pain relief from
... [Show More] arthritis
through acupuncture. She is concerned about whether or not Medicare will cover these items and
services. What should you tell her? - ANSWER-Medicare does not cover acupuncture, or, in general,
glasses or dentures.
Mr. Bickford did not quite qualify for the extra help low-income subsidy under the Medicare Part D
Prescription Drug program and he is wondering if there is any other option he has for obtaining help
with his considerable drug costs. What should you tell him? - ANSWER-He could check with the
manufacturers of his medications to see if they offer an assistance program to help people with
limited means obtain the medications they need. Alternatively, he could check to see whether his
state has a pharmacy assistance program to help him with his expenses.
Mr. Lombardi is interested in a Medicare Advantage (MA) PPO plan that you represent. It is one of
three plans operated by the same organization in Mr. Lombardi's area. The MA PPO plan does not
include drug coverage, but the other two plans do. Mr. Lombardi likes the PPO plan that does not
include drug coverage and intends to obtain his drug coverage through a stand-alone Medicare
prescription drug plan. What should you tell him about this situation? - ANSWER-He could enroll in
one of the MA plans that include prescription drug coverage or a Medigap plan and a stand-alone
prescription drug plan, but he cannot enrol in the MA-only PPO plan and a stand-alone prescription
drug plan.
Mr. Torres has a small savings account. He would like to pay for his monthly Part D premiums with an
automatic monthly withdrawal from his savings account until it is exhausted, and then have his
premiums withheld from his Social Security check. What should you tell him? - ANSWER-In general,
he must select a single Part D premium payment mechanism that will be used throughout the year.
Agent Jennings makes a presentation on Medicare advertised as an educational event. Agent
Jennings distributes materials that are solely educational in nature. However, she gives a brief
presentation that mentions plan-specific premiums. Is this a prohibited activity at an event that has
been advertised as educational? - ANSWER-Yes. When an event has been advertised as
"educational," discussing plan-specific premiums is impermissible.
Mrs. Mulcahy is concerned that she may not qualify for enrolment in a Medicare prescript [Show Less]