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Bundle of UHC Medicare exam 100% accurate answers 2023
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UHC 2023 Medicare Basics Test 100% accurate answers
a consumer currently has original Medicare and is enrolled in a stand alone prescription drug plan what will happen if the consumer enrolls in an MA plan t... [Show More] hat has integrated prescription drug coverage the consumer will be automatically disenrolled from the standalone PDP upon in Roman in the MA plan that has integrated prescription drug coverage aside from a standalone Medicare prescription drug plan how else could a Medicare eligible consumer get Part D prescription drug coverage they can enroll in a Medicare Advantage plan or other Medicare health plan that includes prescription drug coverage which of the following statements is not true about the coverage gap all members reach the coverage gap which of these statements is true about the drug utilization management UN rules prior authorization quantity limit and step therapy are some examples of the coverage rules how does a consumer who qualifies for low income subsidy receive financial assistance through their part of Medicare Part D costs through subsidies such as lower or no monthly plan premiums an lower or no copayments which of the following list drug tiers from least expensive cost share to most expensive cost share preferred generics generics preferred brand nonpreferred drug specialty which of the following is true about Medicare supplement insurance plans plan benefit amounts automatically update when Medicare changes cost sharing amounts such as deductibles coinsurance and copayments which definition best describes Medicare Part A the part of Medicare that helps with the cost of inpatient hospital stays it also helps with Hospice care and some skilled care for homebound which statement is true about members of a Medicare Advantage plan who wants to enroll in a Medicare supplement insurance plan the consumer must be in a valid MA election or disenrollment. Who is eligible for Medicare consumers age 65 or older consumers under 65 years of age with certain disabilities and consumers of all ages with ESRD or a LS which of the following defines a Medicare Advantage plan select two MA plans provide Medicare hospital and medical insurance and often include Medicare prescription drug coverage MA plans must provide benefits equivalent to original Medicare and most plans also offer additional benefits to be eligible for this plan type consumers must meet the following requirements entitled to Medicare Part A and enrolled in Part B reside in the planned service area which plan is described Medicare Advantage Which type of MA plan is an HMO plan that also covers some benefits out of network generally at a higher cost point of service POS plan when is Marys Medicare supplement open enrollment period if she turns 65 on September 23rd 2019 and her Medicare Part B effective date is September 1st 2019 September 2019 through February 2020 a consumer with original Medicare might be interested in an MA plan because MA plans typically provide additional coverage beyond original Medicare and often have established copayments for some benefits which of the following statements is true about a Medicare supplement insurance plan member who wants to enroll in an MA plan Medicare supplement insurance cannot be used in conjunction with an MA plan therefore after receiving confirmation of enrollment into the MA plan the member should submit to their Medicare supplement insurance carrier a written request to cancel his/her policy which of the following statements does not correctly define prescription drug stages a deductible and the amount the member must pay for every prescription medication regardless of what stage they are in a consumer may have to pay a late enrollment penalty if they did not enroll in a Medicare Advantage plan with the Part D benefits or stand alone prescription drug plan when they were first eligible for Medicare parts A and or Part B or win without credible prescription drug coverage for 63 continuous days or more being 65 or older being under 65 years of age with certain disabilities for more than 20 four months and being any age with E SRD or LS or each eligibility requirements for which program original Medicare which of the following defines a medical advantage MA plan select two MA plans or health plan options approved by Medicare and offered by the Centers for Medicare and Medicaid Services CMS MA plans provide Medicare hospital and medical insurance and often include Medicare prescription drug coverage member Doug enrolled in a health maintenance organization HMO MA plan he saw an out of network doctor and received a bill for the entire cost of the visit Doug called Medicare to complain and stated that he was never told about these types of costs what should the agent and explain better to Doug when he was enrolled in the plan select three that dog must receive coverage services from contract in network providers that in most cases Doug will pay the entire cost of the service if he sees an out of network provider that exceptions to the provider network requirement are emergency visits urgent care and rental dialysis services which can be obtained from out of network providers a consumer with original Medicare might be interested in an MA plan because MA plans typically provide additional coverage beyond original Medicare and often have established copayments for some benefits [Show Less]
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2023 UHC Medicare Basics Test questions and answers with graded solutions
Milton is retiring on his 65th birthday. He is eligible for Medicare and already receives Social Security benefits. How does he enroll in Original Medicare... [Show More] ? His enrollment in Medicare Parts A and B is generally automatic if he meets all eligibility requirements Which statement is true about a member of a Medicare Advantage (MA) Plan who wants to enroll in a Medicare Supplement Insurance Plan? When a consumer enrolls in a Medicare Supplement Insurance Plan, they are not automatically disenrolled from their MA plan. Being 65 or older, being under 65 years of age with certain disabilities for more than 24 months, and being any age with ESRD or ALS are each eligibility requirements for which program? Original Medicare Which of the following defines a Medicare Advantage (MA) Plan? (Select 3) An MA Plan is a health plan option approved by Medicare and offered by private insurance companies, An MA Plan provides Medicare hospital and medical insurance (Medicare Part A and Part B) and often includes Medicare prescription drug coverage (Part D), An MA Plan is part of Medicare and is also called Part C. Janice wants to enroll in a Medicare Advantage plan. Which of the following is NOT an eligibility requirement? Resides in the plan's service area Which of the following is NOT a correct statement about in-network provider services? HMO-POS Plans only cover in-network services. When is Mary's Medicare Supplement Open Enrollment period if she turns 65 on September 23, 2021, and her Medicare Part B effective date is September 1, 2021? September 2021 through February 2022 What is Medicare Part D? A voluntary program, offered by private insurance companies that are contracted with the federal government, that provides prescription drug coverage for an additional monthly plan premium Which of the following statements is true about eligibility requirements for stand-alone Medicare Prescription Drug Plans? A consumer must be entitled to Medicare Part A and/or enrolled in Medicare Part B Which of the following statements is NOT true about the Coverage Gap? All members reach the Coverage Gap A consumer may have to pay a Late Enrollment Penalty (LEP) if they did NOT enroll in a Medicare Advantage plan with Part D benefits or stand-alone prescription drug plan when they were first eligible for Medicare Parts A and/or B or went without creditable prescription drug coverage for ______________. 63 or more continuous days How does a consumer who qualifies for Low Income Subsidy receive financial assistance for their part of Medicare Part D costs? Through subsidies such as lower or no monthly plan premiums and lower or no copayments Formulary is defined as: A list of medications covered within the benefit plan, based on CMS guidelines and developed in collaboration with physicians and pharmacists. Which of the following are true about the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA) Plans and the impact to Plans C and F? (Select 2) Consumers eligible for Medicare Part A on or after January 1, 2020, will not be able to purchase Medicare Supplement Insurance Plans C or F. Consumers eligible for Medicare Part A before January 1, 2020, can enroll in Plan C or F even after 2020 and can keep their plans as long as they choose. Which statement is true about the Medicare Advantage (MA) Out-of-Pocket Maximum? All MA plans have an Out-of-Pocket Maximum to help limit the member's out-of-pocket costs for Medicare-covered services Which of the following statements is true about a Medicare Supplement Insurance Plan member who wants to enroll in an MA Plan? Medicare Supplement Insurance cannot be used in conjunction with an MA Plan; therefore, after receiving confirmation of enrollment into the MA Plan, the member must cancel their Medicare Supplement Insurance policy according to their carrier's rules. Aside from a stand-alone Medicare Prescription Drug Plan, how else could a Medicare-eligible consumer get Part D prescription drug coverage? They could enroll in a Medicare Advantage Plan or other Medicare health plan that includes prescription drug coverage. Which of these statements is true about the drug utilization management (UM) rules? Prior authorization, quantity limit, and step therapy are some examples of the UM rules Which of the following best describes the Late Enrollment Penalty (LEP) The amount added to the member's monthly plan premium if they did not enroll in a Medicare Advantage plan with Part D benefits or stand-alone prescription drug plan when they were first eligible for Medicare Parts A and/or B or went without creditable prescription drug coverage for 63 or more continuous days. Medications that are covered in a Plan's formulary have various levels of associated member cost-sharing (copayments or coinsurance). What are these drug levels called? Drug Tiers [Show Less]
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UHC 2022|2023 questions and answers with complete top solutions
Jennifer is enrolling into a Medicare Advantage (MA) plan and wants to know what counts toward the Out-of-Pocket Maximum. Which of the following is accur... [Show More] ate? A. All Out-of-Pocket costs she pays toward her health care and prescription drug expenses would count toward the Out-of-Pocket Maximum. B. Jennifer's costs for prescription drugs and any benefits not covered by Original Medicare will count toward the Out-of-Pocket Maximum. C. The Out-of-Pocket Maximum includes any costs she pays toward the plan, such as plan premiums and health care expenses. D. The Out-of-Pocket Maximum will include her costs toward any Medicare-covered Part A or B services. a Which statement is true about a member of a Medicare Advantage (MA) Plan who wants to enroll in a Medicare Supplement Insurance Plan? a. When a consumer enrolls in a Medicare Supplement Insurance Plan, they are not automatically disenrolled from their MA plan. b. The consumer will be automatically disenrolled from the MA plan when the Medicare Supplement plan takes effect. c. The member who is leaving the MA Plan does not need a valid election period to disenroll from the MA Plan. d. An MA Plan and a Medicare Supplement Insurance Plan work together. a Being 65 or older, being under 65 years of age with certain disabilities for more than 24 months, and being any age with ESRD or ALS are each eligibility requirements for which program? a. Medicaid b. Low Income Subsidy c. Original Medicare c Which of the following defines a Medicare Advantage (MA) Plan? (Select 3) a. An MA Plan is part of Medicare and is also called Part C. b. An MA Plan does not have to provide benefits equivalent to Original Medicare. c. An MA Plan provides Medicare hospital and medical insurance (Medicare Part A and Part B) and often includes Medicare prescription drug coverage (Part D). d. An MA Plan is a health Plan option approved by Medicare and offered by private insurance companies. a, c, d Which of the following is NOT an eligibility requirement for enrollment in a Medicare Advantage Plan? a. Does not have any pre-existing conditions such as diabetes or End Stage Renal Disease (ESRD) b. IS enrolled in Medicare part B c. Is entitled to Medicare Part A d. Resides in the plan's service area a When is Mary's Medicare Supplement Open Enrollment period if she turns 65 on September 23, 2021, and her Medicare Part B effective date is September 1, 2021? a. The month of September 2021 b. October 15, 2021, through December 7, 2021 c. June 2021 through December 2021 d. September 2021 through February 2022 d Which of the following statements is correct about HMO MA Plans? a Most benefits are covered out-of-network but at a higher cost. b There are no exceptions to the provider neuork requirement for obtaining certain services from out-of-network providers. c Members that use out-of-network providers for routine office visits must pay a penalty in addition to any copayment. d Members must receive covered services from contracted network providers. d Which of the following is a fact about Medicare Prescription Drug Plans? a Medicare Part D is part of Medicare Supplement Insurance Plans b To enroll, the consumer must reside in the plan's service area c All drugs are covered d Benefits never vary by plan b Which of the following statements is NOT true about the Coverage Gap? a Some plans offer additional coverage through the coverage gap, usually at a higher monthly plan premium The use of lower cost generic medications may prevent the member from reaching the coverage gap b For 2022, the coverage gap begins when the member has incurred $4,430 in medication spending for the year c If a member reaches the coverage gap, they will have access to the Plan's negotiated pharmacy discount rate for Medicare Part D medications d All members reach the Coverage Gap d Which of these statements is NOT true about the drug utilization management (UM) rules? a If a member or the prescriber believes that one of the coverage rules should be waived, they can ask the plan for an exception. b Prior authorization, quantity limit, and step therapy are some examples of UM rules. c If a medication has a UM rule, the member will not be able to get that medication. d If a medication has a UM rule, it must be disclosed to the consumer. c What is the amount added to the member's monthly plan premium if they did NOT enroll in a Medicare Advantage plan with Part D benefits or stand-alone prescription drug plan when they were first eligible for Medicare Parts A and/or B or went without creditable prescription drug coverage for 63 or more continuous days? a Late Enrollment Deductible (LED) b Late Election Penalty (LEP) c Late Enrollment Premium (LEP) d Late Enrollment Penalty (LEP) d Which of the following best defines Medicare Part D? a It is a government program, offered only through a private insurance company or other private company approved by Medicare, which provides prescription drug coverage. b It is a government program, offered only through a private insurance company or other private company approved by Medicare, which provides medical and hospitalization coverage. c It is a government program, offered only through a private insurance company or other private company approved by Medicare, which provides medical coverage. d It is a government program, offered only through a private insurance company or other private company approved by Medicare, which provides hospitalization coverage. a How does a consumer who qualifies for Low Income Subsidy receive financial assistance for their part of Medicare Part D costs? a Through a combination of subsidies and annual refund checks b Such financial assistance will no longer be available as of January 1, 2022 c Through subsidies such as lower or no monthly plan premiums and lower or no copayments d By receiving annual checks with a refund based on a predetermined percentage of Part D costs c Which of the following is true about Medicare Supplement Insurance Plans? a They can only be purchased during the Annual Election Period (AEP). b Plan benefit amounts automatically update when Medicare changes cost sharing amounts, such as deductibles, coinsurance and copayments. c To see a specialist, insured members must obtain referrals from a primary care provider. d They are regulated by the Centers for Medicare & Medicaid Services (CMS). b In which two parts of Medicare is enrollment generally automatic for eligible consumers who are receiving Social Security benefits, UNLESS they choose to delay their coverage? a Parts B and D b Parts A and D c Parts A and B d Parts C and D c Which of the following consumers are eligible for Medicare if other eligibility requirements are met? a Only consumers age 65 or older with certain disabilities and consumers of all ages with ESRD or ALS b Consumers age 65 or older and consumers under 65 years of age with certain disabilities except for ESRD or ALS c Consumers age 65 or older, consumers under 65 years of age with certain disabilities for more than 24 months and consumers of all ages with ESRD or ALS d Consumers age 62 or older, consumers under 62 years of age with certain disabilities and consumers of all ages with ESRD or ALS c [Show Less]
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2023 UHC certifications questions and answers with complete top solutions
Lisa turned 65 and is now eligible for Medicare. She already receives Social Security benefits. How does she enroll in Original Medicare? Her enrollment i... [Show More] n Medicare Parts A and B is generally automatic if she meets all eligibility requirements. Which statement is true about a member of a Medicare Advantage (MA) Plan who wants to enroll in a Medicare Supplement Insurance Plan? When a consumer enrolls in a Medicare Supplement Insurance Plan, they are not automatically disenrolled from their MA Plan. Being 65 or older, being under 65 years of age with certain disabilities for more than 24 months, and being any age with ESRD or ALS are each eligibility requirements for which program? Original Medicare Which of the following defines a Medicare Advantage (MA) Plan? (Select 2) 1. MA Plans must provide benefits equivalent to Original Medicare, and most plans also offer additional benefits. 2. MA Plans provide Medicare hospital and medical insurance and often include Medicare prescription drug coverage. Which of the following is NOT an eligibility requirement for enrollment in a Medicare Advantage Plan? Does not have any pre-existing conditions such as diabetes or End Stage Renal Disease (ESRD) Which of the following statements is correct about HMO MA Plans? Members must receive covered services from contracted network providers with limited exceptions. Which of the following is NOT a correct statement about in-network provider services? (INCORRECT) Network-based MA plans have a provider network the member can use, and some plans also cover certain services outside the network. What is true about Medicare supplement open enrollment? (INCORRECT) A consumer who waits to enroll in Medicare Part B until age 66 or older cannot qualify for Medicare Supplement Open Enrollment. (INCORRECT) It is the only time a consumer is eligible to purchase a Medicare Supplement Insurance Plan. Jennifer is enrolling into a Medicare Advantage (MA) plan and wants to know what counts toward the Out-of-Pocket Maximum. Which of the following is accurate? The Out-of-Pocket Maximum will include her costs toward any Medicare-covered Part A or B services. Which of the following statements is true about a Medicare Supplement Insurance Plan member who wants to enroll in an MA Plan? Medicare Supplement Insurance cannot be used in conjunction with an MA Plan; therefore, after receiving confirmation of enrollment into the MA Plan, the member must cancel their Medicare Supplement Insurance policy according to their carrier's rules. Which of the following best defines Medicare Part D? It is a government program, offered only through a private insurance company or other private company approved by Medicare, which provides prescription drug coverage. Which of the following is a fact about Medicare Prescription Drug Plans? To enroll, member must be in plans service area What are two options for Medicare consumers to get Part D prescription drug coverage (assuming they meet all eligibility requirements)? (Select 2) Enroll in a stand-alone Medicare Prescription Drug Plan (PDP) Enroll in a Medicare Advantage Plan or other Medicare health plan that includes prescription drug coverage Which of the following statements does NOT correctly define prescription drug stages? A deductible is the amount the member must pay for every prescription medication, regardless of what stage they are in. Which of these statements is NOT true about the drug utilization management (UM) rules? (INCORRECT) Prior authorization, quantity limit, and step therapy are some examples of UM rules What is the amount added to the member's monthly plan premium if they did NOT enroll in a Medicare Advantage plan with Part D benefits or stand-alone prescription drug plan when they were first eligible for Medicare Parts A and/or B or went without creditable prescription drug coverage for 63 or more continuous days? Late Enrollment Penalty (LEP) Can a consumer who qualifies for Low Income Subsidy receive financial assistance for their part of Medicare Part D costs? Yes, through subsidies such as lower or no monthly plan premiums and lower or no copayments Formulary is defined as: A list of medications covered within the benefit plan, based on CMS guidelines and developed in collaboration with physicians and pharmacists. Which of the following is true about Medicare Supplement Insurance underwriting criteria in states where underwriting applies? Underwriting is required if the consumer is not in their Medicare Supplement Open Enrollment period or does not meet Guaranteed Issue criteria. The Medicare Access and CHIP Reauthorization Act of 2015 (MACRA), which went into effect January 1, 2020, applies to all carriers offering Medicare supplement plans. True Which of the following is NOT true of Medicare Supplement Insurance Plans? (INCORRECT) Plan benefit amounts automatically update when Medicare changes cost sharing amounts, such as deductibles, coinsurance and copayments. Which of the following consumers are eligible for Medicare if other eligibility requirements are met? Consumers age 65 or older, consumers under 65 years of age with certain disabilities for more than 24 months and consumers of all ages with ESRD or ALS Which of the following defines a Medicare Advantage (MA) Plan? (Select 3) An MA Plan is a health plan option approved by Medicare and offered by private insurance companies. An MA Plan provides Medicare hospital and medical insurance (Medicare Part A and Part B) and often includes Medicare prescription drug coverage (Part D). An MA Plan is part of Medicare and is also called Part C. Janice wants to enroll in a Medicare Advantage plan. Which of the following is NOT an eligibility requirement? Does not have any pre-existing conditions, such as diabetes or End Stage Renal Disease (ESRD) Which of the following are MA Plans that focus on using network providers to maximize the benefits and reduce out-of-network expenses? HMO, POS, PPO Margaret currently has an MAPD Plan. What would happen if you enrolled her into a stand-alone PDP? She would be disenrolled automatically from her MAPD Plan. What is Medicare Part D? A voluntary program, offered by private insurance companies that are contracted with the federal government, that provides prescription drug coverage for an additional monthly plan premium Which of the following statements is true about eligibility requirements for stand-alone Medicare Prescription Drug Plans? A consumer must be entitled to Medicare Part A and/or enrolled in Medicare Part B Aside from a Medicare Advantage Plan or other health plan that includes prescription drug coverage, how else could a Medicare-eligible consumer get Part D prescription drug coverage? They could enroll in a stand-alone Medicare Prescription Drug Plan (PDP). In what order do the four prescription drug coverage stages occur? Deductible, Initial Coverage, Coverage Gap, Catastrophic Coverage Step Therapy, Prior Authorization, Quantity Limit, 7-day limit, Dispensing Limit and Limited Access are all examples of what? Utilization Management Rules A consumer may have to pay a Late Enrollment Penalty (LEP) if they did NOT enroll in a Medicare Advantage plan with Part D benefits or stand-alone prescription drug plan when they were first eligible for Medicare Parts A and/or B or went without creditable prescription drug coverage for ______________. 63 or more continuous days Through which means is financial assistance offered to a consumer who qualifies for Low Income Subsidy for their part of Medicare Part D costs? Through subsidies such as lower or no monthly plan premiums and lower or no copayments Which of the following lists drug tiers from least expensive cost share to most expensive cost share? Preferred Generics, Generics, Preferred Brand (and some higher-cost generics), Non-Preferred Drug (and some higher-cost generics), Specialty Which of the following is NOT true about the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA) impact to Plans C and F? Consumers already enrolled in Plans C or F are required to change plans. Which statement is true about medicare supplements? Insured members have the freedom to choose any doctor who accepts Medicare patients. Cynthia is turning 65 on July 5. Her Medicare Part A and Part B will be effective on July 1. Using her Initial Election Period (IEP), when can she submit an application for a Medicare Advantage or Prescription Drug plan? April 1 through October 31 Annual Election Period (AEP) is a time when. . . Consumers can elect to switch to a different plan or join a Medicare Advantage plan or Prescription Drug Plan. Mrs. Violet asks agent Bob where she can find the Star Rating for the plan he has been presenting. Which statement is correct? Mrs. Violet can access the Star Rating for a plan on Medicare.gov or in the Enrollment Guide. In which of the following situations can telephonic contact be made with a Medicare eligible consumer? When the consumer consented to be contacted for sales activities and the permission has not yet expired. Which statement is true about discussing benefits with the consumer before an enrollment? The agent must accurately and completely disclose any benefits discussed. When completing an enrollment application in LEAN, why is an agent prohibited from entering his or her own email address in a field available for the consumer's email address? The consumer/member would not receive plan related correspondence intended for him/her. The __________ ensures that when consumers provide their verbal agreement during the telephonic enrollment, they acknowledge and understand they are actually enrolling, in which plan they are enrolling, as well as the standard disclosures. Statement of Understanding What is Scope of Appointment? The agreement obtained from the consumer to that identifies the scope of products that can be discussed at a personal/individual marketing appointment Jane, an agent, is speaking to Albert about a Prescription Drug plan. Albert seems confused and is struggling to understand the information Jane is explaining. Which option should Jane consider? Jane should ask Albert if someone, such as an Authorized Legal Representative, helps him make health care or insurance-related decisions and should be present. Melanie is currently enrolled in a Medicare Supplement Insurance Plan and a PDP. Assuming she has a valid election period, what would happen if she enrolled in an HMO MAPD plan? (INCORRECT) She would be automatically disenrolled from the Medicare Supplement Insurance Plan and the PDP. Medicare Advantage (MA) organization must disenroll a member from an MA plan in which situation? The member loses entitlement to either Medicare Part A or Part B. Aries is currently a member of a stand-alone PDP. Aries would like to have additional medical coverage. A thorough needs analysis indicates a Medicare Advantage Plan would be a good fit, there are plans available in his area, and he is in a valid election period. Which option is available to Aries? Aries can enroll into a Medicare Advantage plan with prescription drug coverage, which will disenroll him from his PDP. In what product should agents enroll consumers? A product that is suitable for the consumer's needs, goals and financial resources. Dino, an agent, received a phone call on September 29 from a consumer interested in Medicare Advantage plans for the new plan year. Dino proceeded to verify the consumer's Medicare eligibility, describe the costs and benefit coverage of the plan, and explained that he could not accept an enrollment application until October 15. What did Dino do that was NOT compliant? Presented a plan before October 1 Which of the following is NOT true about UnitedHealthcare Medicare plans carrying the AARP name? AARP endorses UnitedHealthcare MA, PDP and Medicare Supplement plans. AARP expects agents offering AARP-branded products to demonstrate five key behaviors when interacting with customers. AARP wants customers we work with to feel their relationship with AARP is _____________. Effortless and inspiring [Show Less]
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UHC Medicare Basics Test 2023 questions and answers
Joseph has Original Medicare and was a patient in the hospital last week. What part of Medicare helps cover the costs of his inpatient hospital stay? Part... [Show More] A Which statement is true about members of a Medicare Advantage (MA) Plan who want to enroll in a Medicare Supplement Insurance Plan? The consumer must be in a valid MA election or disenrollment period. Being 65 or older, being under 65 years of age with certain disabilities for more than 24 months, and being any age with ESRD or ALS are each eligibility requirements for which program? Original Medicare Which of the following defines a Medicare Advantage (MA) Plan? (Select 2) MA Plans must provide benefits equivalent to Original Medicare, and most plans also offer additional benefits. & MA Plans provide Medicare hospital and medical insurance and often include Medicare prescription drug coverage. Larry wants to enroll in a 2021 Medicare Advantage plan. He has End Stage Renal Disease (permanent kidney failure). What eligibility requirements must he meet? (Select the two answers that apply.) Reside in the plan's service area & Entitled to Medicare Part A and enrolled in Part B Member Doug enrolled in a Health Maintenance Organization (HMO) MA Plan. He saw an out-of-network doctor and received a bill for the entire cost of the visit. Doug called Medicare to complain and stated he was never told about these types of costs. What should the agent have explained better to Doug when he was enrolling in the plan? (Select 3) That Doug must receive covered services from contracted network providers. & That exceptions to the provider network requirement are emergency visits, urgent care and renal dialysis services, which can be obtained from out-of-network providers. & That in most cases, Doug will pay the entire cost of the service if he sees an out-of-network provider. Which of the following is not a correct statement about in-network provider services? ... Which is true about Medicare Supplement Open Enrollment? By federal law, Medicare Supplement Open Enrollment is the first 6 months a consumer is 65 or older and enrolled in Medicare Part B. How does the Medicare Advantage Out-of-Pocket (OOP) maximum work? The OOP maximum is a feature that limits the amount of money a consumer will have to spend on Medicare-covered health care services each year. A consumer currently has Original Medicare and is enrolled in a stand-alone Prescription Drug Plan (PDP). What will happen if the consumer enrolls in an MA Plan that has integrated prescription drug coverage? The consumer will be automatically disenrolled from their stand-alone PDP upon enrollment in the MA Plan that has integrated prescription drug coverage Which of the following best defines Medicare Part D? It is a government program, offered only through a private insurance company or other private company approved by Medicare, which provides prescription drug coverage. Which of the following statements is true about eligibility requirements for Medicare Prescription Drug Plans? A consumer must be entitled to Medicare Part A and/or enrolled in Medicare Part B Aside from a stand-alone Medicare Prescription Drug Plan, how else could a Medicare-eligible consumer get Part D prescription drug coverage? They could enroll in a Medicare Advantage Plan or other Medicare health plan that includes prescription drug coverage. In what order do the four prescription drug coverage stages occur? Deductible, Initial Coverage, Coverage Gap, Catastrophic Coverage Which of the following options are drug utilization management (UM) rules? (Select 3) Quantity Limit Prior Authorization Step Therapy A consumer may have to pay a Late Enrollment Penalty (LEP) if they did not enroll in a Medicare Advantage plan with Part D benefits or stand-alone prescription drug plan when they were first eligible for Medicare Parts A and/or B or went without creditable prescription drug coverage for ______________. 63 continuous days or more How does a consumer who qualifies for Low Income Subsidy receive financial assistance for their part of Medicare Part D costs? Through subsidies such as lower or no monthly plan premiums and lower or no copayments Which of the following lists drug tiers from least expensive cost share to most expensive cost share? Preferred Generics, Generics, Preferred Brand (and some higher-cost generics), Non-Preferred Drug (and some higher-cost generics), Specialty When is a Medicare Supplement Insurance consumer subject to underwriting and screened for eligibility? When the consumer is not in his/her Medicare Supplement Open Enrollment or does not meet Guaranteed Issue criteria. Which of the following is NOT true about the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA) impact to Plans C and F? Consumers already enrolled in Plans C or F are required to change plans. Which of the following is NOT true of Medicare Supplement Insurance Plans? To see a specialist, insured members must obtain referrals from a primary care physician. [Show Less]
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2023 Medicare Basics Test questions and answers with complete solutions
In which two parts of Medicare is enrollment generally automatic for eligible consumers who are receiving social security benefits, unless they choose to d... [Show More] elay their coverage? Parts A and B Which statement is true about a member of a Medicare Advantage Plan who wants to enroll in a Medicare Supplement Insurance Plan? When a consumer enrolls in a Medicare Supplement Insurance Plan, they are not automatically unenrolled from their MA plan Which of the following consumers are eligible for Medicare if other eligibility requirements are met? Consumers age 65 or older, consumers under age 65 with certain disabilities for more than 24 months, and consumers of all ages with ESRD or ALS Which of the following defines a Medicare Advantage Plan? MA plans must provide benefits equivalent to Original Medicare, and most also offer additional benefits MA plans provide Medicare hospital and medical insurance and often include Medicare prescription drug coverage Janice wants to enroll in a Medicare Advantage plan. Which of the following is NOT an eligibility requirement? Does not have any pre existing conditions, such as diabetes or ESRD What must be explained to consumers enrolling in an HMO MA plan? The exception to the provider network requirement is emergency visits, urgent care and renal dialysis services, which can be obtained from out of network providers They must see contracted network providers in order to receive coverage under the plan Most benefits are covered out of network but at a higher cost Which of the following are MA plans that focus on using network providers to maximize the benefits and reduce out of network expenses? HMO, POS, PPO When is Mary's Medicare Supplement Open Enrollment period if she turns 65 on September 23, 2021, and her Medicare Part B effective date is September 1, 2021? Sept 2021 - Feb 2022 Jennifer is enrolling into a Medicare Advantage plan and wants to know what counts toward the out of pocket maximum. Which of the following is accurate? ... Margaret currently has a MAPD plan. What would happen if you enrolled her into a stand alone PDP? ... What is Medicare Part D? A voluntary program, offered by private insurance companies that are contracted with the federal government, that provides prescription drug coverage for an additional monthly plan premium by Which of the following is a fact about Medicare Prescription Drug Plan? To enroll, the consumer must reside in the plans service area What are two options for Medicare consumers to get Part D prescription drug coverage? ... In what order do the four prescription drug coverage stages occur? Deductible, initial coverage, coverage gap, catastrophic coverage Which of these statements is NOT true about the drug utilization management rules? If the medication has a UM rule, the member will not be able to get that medication Which of the following lists drug tiers from least expensive cost share to the most expensive cost share? Preferred Generics, Generics, Preferred Brand, Non Preferred Drug, Specialty Medications that are covered in a Plans formulary have various levels of associated member cost sharing. What are these drug levels called? Drug tiers Which of the following statements is correct about HMO MA Plans? Members must receive covered services from contracted network providers Which of the following is NOT a statement about in network provider services? HMO POS plans only cover in network services When does Medicare Supplement Open Enrollment take place? ... Jennifer is enrolling into a Medicare Advantage plan wants to know what counts toward the out of pocket maximum. Which of the following is accurate? ... [Show Less]
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UHC BASIC KB22 questions and answers A+ content
Which of the following best defines Medicare Part D? It is a government program, offered only through a private insurance company or other private company... [Show More] approved by Medicare, which provides prescription drug coverage. Which of the following statements is true about eligibility requirements for stand-alone Medicare Prescription Drug Plans? A consumer must be entitled to Medicare Part A and/or enrolled in Medicare Part B Aside from a Medicare Advantage Plan or other health plan that includes prescription drug coverage, how else could a Medicare-eligible consumer get Part D prescription drug coverage? They could enroll in a stand-alone Medicare Prescription Drug Plan (PDP). Which of the following statements is NOT true about the Coverage Gap? ALL MEMBERS REACH THE COVERAGE GAP Step Therapy, Prior Authorization, Quantity Limit, 7-day limit, Dispensing Limit and Limited Access are all examples of what? Utilization Management Rules Which of the following best describes the Late Enrollment Penalty (LEP)? The amount added to the member's monthly plan premium if they did not enroll in a Medicare Advantage plan with Part D benefits or stand-alone prescription drug plan when they were first eligible for Medicare Parts A and/or B or went without creditable prescription drug coverage for 63 or more continuous days. Can a consumer who qualifies for Low Income Subsidy receive financial assistance for their part of Medicare Part D costs? Yes, through subsidies such as lower or no monthly plan premiums and lower or no copayments Which of the following lists drug tiers from least expensive cost share to most expensive cost share? Preferred Generics, Generics, Preferred Brand (and some higher-cost generics), Non-Preferred Drug (and some higher-cost generics), Specialty Which of the following is true about Medicare Supplement Insurance underwriting criteria in states where underwriting applies? Underwriting is required if the consumer is not in their Medicare Supplement Open Enrollment period or does not meet Guaranteed Issue criteria. Which of the following is NOT true about the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA) impact to Plans C and F? Consumers already enrolled in Plans C or F are required to change plans. Which statement is true of Medicare Supplement Insurance Plans? Insured members have the freedom to choose any doctor who accepts Medicare patients. Milton is retiring on his 65th birthday. He is eligible for Medicare and already receives Social Security benefits. How does he enroll in Original Medicare? His enrollment in Medicare Parts A and B is generally automatic if he meets all eligibility requirements Which statement is true about a member of a Medicare Advantage (MA) Plan who wants to enroll in a Medicare Supplement Insurance Plan? WRONG Which of the following consumers are eligible for Medicare if other eligibility requirements are met? Consumers age 65 or older, consumers under 65 years of age with certain disabilities for more than 24 months and consumers of all ages with ESRD or ALS Which of the following defines a Medicare Advantage (MA) Plan? (Select 2) -MA Plans provide Medicare hospital and medical insurance and often include Medicare prescription drug coverage. -MA Plans must provide benefits equivalent to Original Medicare, and most plans also offer additional benefits. Janice wants to enroll in a Medicare Advantage plan. Which of the following is NOT an eligibility requirement? Does not have any pre-existing conditions, such as diabetes or End Stage Renal Disease (ESRD) Which of the following statements is correct about HMO MA Plans? Members must receive covered services from contracted network providers. Which of the following are MA Plans that focus on using network providers to maximize the benefits and reduce out-of-network expenses? HMO, POS, PPO Which is true about Medicare Supplement Open Enrollment? WRONG -Medicare Supplement Open Enrollment runs annually from October 15 through December 7. Jennifer is enrolling into a Medicare Advantage (MA) plan and wants to know what counts toward the Out-of-Pocket Maximum. Which of the following is accurate? The Out-of-Pocket Maximum will include her costs toward any Medicare-covered Part A or B services. Which of the following statements is true about a Medicare Supplement Insurance Plan member who wants to enroll in an MA Plan? Medicare Supplement Insurance cannot be used in conjunction with an MA Plan; therefore, after receiving confirmation of enrollment into the MA Plan, the member must cancel their Medicare Supplement Insurance policy according to their carrier's rules. A government program, offered only through a private insurance company or other private company approved by Medicare, that provides prescription drug coverage describes which of the following: Medicare Part D Which consumer is eligible for a stand-alone Medicare Prescription Drug Plan? Joseph, who is enrolled in Medicare Part A and Medicare Part B and resides in the plan's service area Which of the following statements does NOT correctly define prescription drug stages? WRONG-The coverage gap ends when the member has spent $7,050 (in 2022) in out-of-pocket expenses for the plan year Which of these statements is true about the drug utilization management (UM) rules? Prior authorization, quantity limit, and step therapy are some examples of the UM rules. Through which means is financial assistance offered to a consumer who qualifies for Low Income Subsidy for their part of Medicare Part D costs? Through subsidies such as lower or no monthly plan premiums and lower or no copayments The Medicare Access and CHIP Reauthorization Act of 2015 (MACRA), which went into effect January 1, 2020, applies to all carriers offering Medicare supplement plans. TRUE Which of the following is true about Medicare Supplement Insurance Plans? Plan benefit amounts automatically update when Medicare changes cost sharing amounts, such as deductibles, coinsurance and copayments. [Show Less]
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UHC certification questions and answers with complete top solutions
Medicare Federal health insurance program Medicare is administered by whom? CMS ( Centers for medicare and medicaid services) Parts A & B o... [Show More] f medicare are federal health insurance program referred to as original medicare Part A? Hospital insurance Part B? Medical insurance What doesnt medicare cover? routine dental, eye care hearing exam,deductibles, coinsurance and copayments Part C? Medicare Advantage Plans MA covers? Part A &B coverage, and some part D coverage MA plans are not? Medicare supplement insurance plans What offers lower monthly premiums MADP or supplement? MADP do MAP's have a annual maximum OOP maximum that limits the amount of money a member must spend every year for covered services? YES MA plans integrate what type of additonal coverage? part D prescription drug coverage If a customer wants to keep their stand alone prescription drug plan, what may the customer want to enroll in? MA-only PFFS plan What is a stand alone drug plan called? PDP WHat is PFFS? Private Fee for Service (PFFS) - Plans that allow you to go to any doctor or hospital that accepts their terms If a customer lives in a rural area, what type of plan may they want because it gives them freedom to access doctors that may not be in their network? PFFS plan Do HMO's require referals? Yes Do PPO's require a referal? No When a member enrolls in a MA plan, they receive their coverage from medicare or the MA plan? MA plan When a customer is enrolled in a MA plan, they must continue paying their premiums for what other plan? Part B MA plans have a maxium annual limit on OOP costs called a? MOOP amount ( Maxium out of pocket) When a member is enrolled in a MA plan, they are automatically disenrolled from any other MA plan or PDP( prescription drug plan) in which they are enrolled as of the new plans_____? effective date An exception exisits for MA-only PFFS plans as a member can also be enrolled in a what? Stand alone PDP If a member enrolls in a MA plan, what must the member do? Cancel in writing their medicare supplement insurance policy with the carrier after their request to enroll in MA plan has been approved. Medicare supplement insurance policies cannot be used in conjunction with what type of plan? MA plan A medicare supplement insurance plan helps to cover some of the OOP costs associated with? original medicare. A medicare supplement insurance plan does NOT pay the cost-sharing of what type of plan? MA plan when a client enrolls in a MA plan, will it automatically terminate their MA plan? NO Can a customer call to terminate their Med Sup plan? no it must be done in writing What are the different types of MA plans? HMO, POS, PPO, RPPO, PFFS, SNP, and MSA For an HMO, they customer must us IN network providers, what are the exceptions to their rule? Emergencies, Urgent care, and renal dialysis services. In a HMO plan, does a member have to choose a PCP? and do they require referrals to see a specialist? Yes In a POS plan, does a member need a referral from their PCP to see a specialist? yes Can a member with a POS plan see a specialist? Yes, but they may have to pay a higher cost, and there coverage limits With a PFFS plan, can a member seek treatment from any medicare eligible provider who agrees to accept the plans conditions and payment rates? Yes Does a PCP need to be selected with a PFFS plan? No What is the only plan to offer non-network PFFS plans? UHC What are SNP's for? ( Dual SNP) People who have both medicare and Medicaid Institutional SNP? Nursing homes Chronic condition SNP? people who have certain chronic medical conditions MSA? Medical savings account What does a MSA do? Combines a high deductible medicare advantage plan and a bank account How does MSA plans work? the plan deposits money from emdicare in the account which can then be used to pay for medical expenses until their deductible is met Does UHC currently offer a MSA? no MA plans include some key features such as? Prescription drug coverage, PCPs and a OOP maxium In a MA-Part D plan, A member will be disenrolled from their stand alone PDP upon enrollment in a ? MA-PD in a MA-part D plan, A member will be disenrolled from their MA-PD upon enrollment in? a stand-alone PDP With MA only, a member will be disenrolled from their stand alone PDP upon enrolling in a? Non-PFFS MA-only plan in MA-only, a member will be disenrolled from their non-PFFS MA-only plan upon enrolling in a? Stand alone PDP most MA plans require a what? although not all plans require that the chosen____ cordinate the members care PCP selection If a PCP is required and the customer does not indicate one on the enrollment application, a _____ will automatically assigned PCP To avoid member complaints, encourage customers to select a ____and make sure the _____ is accepting new patients PCP In which plan ( HMO/POS) are out of network benefits available at a higher cost? POS With a PFFS plan, does a PCP need to be selected? and are prior authorizations or referrals from a PCP required? No, NO once a member with a MAP reaches the maximum OOP expenses, is there cost sharing for any additional services? no MA plans with an OON component may or may not have an? OOP maximum for OON services depending on the plan All medicare covered ( part A and part B) services count torward the? OOP maxium with MAP's Services and deatures that do not count toward the maxium OOP in a MAP include? plan premium, part D prescription drugs and any non-medicare covered services such as eyewear and hearing aids Is the OOP maximum amount different between MA plans? Yes UHC strongly discourages Dual-eligible customers, from enrolling into a PFFS plan due to? having potential negative impacts to the customer What does dual eligible customers mean? having both medicare and medicaid Before enrolling any customer into a PFFS plan, ask if they are enrolled in a state _____ program? medicaid If a customer is enrolled in a state medicaid program, explain to them that a PFFS plan may Impact their ability to continue seeing their current providers, and may create OOP expenses they may not be able to afford. [Show Less]
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UHC Certification questions and answers, A+ content
Joseph has Original Medicare and was a patient in the hospital last week. What part of Medicare helps cover the costs of his inpatient hospital stay? Part... [Show More] A ... The consumer must be in a valid MA election or disenrollment period. Which of the following consumers would be eligible for Medicare? Consumers age 65 or older, consumers under 65 years of age with certain disabilities for more than 24 months and consumers of all ages with ESRD or ALS Which of the following defines a Medicare Advantage (MA) Plan? MA Plans are health plan options approved by Medicare and offered by private insurance companies. Janice wants to enroll in a 2021 Medicare Advantage plan. What eligibility requirements must she meet? (Select the two answers that apply.) Not have End Stage Renal Disease (permanent kidney failure)Reside in the plan's service area What must be explained to consumers enrolling in an HMO (Health Maintenance Organization) MA Plan? (Select 3) ... Which of the following are MA Plans that focus on using network providers to maximize the benefits and reduce out-of-network expenses? HMO, POS, PPO Which is true about Medicare Supplement Open Enrollment? By federal law, Medicare Supplement Open Enrollment is the first 6 months a consumer is 65 or older and enrolled in Medicare Part B. How does the Medicare Advantage Out-of-Pocket (OOP) maximum work? The OOP maximum is a feature that limits the amount of money a consumer will have to spend on Medicare-covered health care services each year. A consumer currently has Original Medicare and is enrolled in a stand-alone Prescription Drug Plan (PDP). What will happen if the consumer enrolls in an MA Plan that has integrated prescription drug coverage? The consumer will be automatically disenrolled from their stand-alone PDP upon enrollment in the MA Plan that has integrated prescription drug coverage A government program, offered only through a private insurance company or other private company approved by Medicare, that provides prescription drug coverage describes which of the following: Medicare Parts A and B Which of the following statements is true about eligibility requirements for Medicare Prescription Drug Plans? A consumer must be entitled to Medicare Part A and/or enrolled in Medicare Part B What are two options for Medicare consumers to get Part D prescription drug coverage (assuming they meet all eligibility requirements)? (Select 2) ... Which of the following statements is not true about the Coverage Gap? All members reach the Coverage Gap Which of the following options are drug utilization management (UM) rules? (Select 3) ... Which of the following best describes the Late Enrollment Penalty (LEP)? The amount added to the member's monthly plan premium if they did not enroll in a Medicare Advantage plan with Part D benefits or stand-alone prescription drug plan when they were first eligible for Medicare Parts A and/or B or went without creditable prescription drug coverage for 63 continuous days or more. Through which means is financial assistance offered to a consumer who qualifies for Low Income Subsidy for their part of Medicare Part D costs? Through subsidies such as lower or no monthly plan premiums and lower or no copayments Medications that are covered in a Plan's formulary have various levels of associated member cost-sharing (copayments or coinsurance). What are these drug levels called? Drug tiers In states where Medicare Supplement Insurance underwriting criteria can apply, all of the following underwriting criteria apply EXCEPT: Consumers may be underwritten to determine their acceptance and, if applicable, their rate. The new MACRA legislation, which went into effect January 1, 2020, applies to all carriers offering Medicare supplement plans. TRUE Which of the following is NOT true of Medicare Supplement Insurance Plans? Plan benefit amounts automatically update when Medicare changes cost sharing amounts, such as deductibles, coinsurance and copayments. NOT Which definition best describes Medicare Part A? The part of Medicare that is a voluntary program offered by private insurance companies that provides prescription drug coverage for an additional monthly premium. The part of Medicare that offers combined medical and prescription drug coverage. The part of Medicare that helps with the cost of inpatient hospital stays. It also helps with hospice care and some skilled care for the homebound. The part of Medicare that helps with the cost of medically necessary doctor visits and other medical services, including outpatient care at hospitals and clinics, laboratory tests, some diagnostic screenings. The part of Medicare that helps with the cost of inpatient hospital stays. It also helps with hospice care and some skilled care for the homebound. Which statement is true about a member of a Medicare Advantage (MA) Plan who wants to enroll in a Medicare Supplement Insurance Plan? When a consumer enrolls in a Medicare Supplement Insurance Plan, he/she is automatically disenrolled from his/her MA Plan. A member does not need a valid election period to disenroll from an MA plan. When a consumer enrolls in a Medicare Supplement Insurance Plan, he/she is not automatically disenrolled from his/her MA Plan. A consumer can use a Medicare Supplement Insurance Plan and an MA Plan at the same time. When a consumer enrolls in a Medicare Supplement Insurance Plan, he/she is automatically disenrolled from his/her MA Plan. Being 65 or older, being under 65 years of age with certain disabilities for more than 24 months, and being any age with ESRD or ALS are each eligibility requirements for which program? Medicaid Original Medicare Low Income Subsidy Original Medicare To be eligible for this plan type, consumers must meet the following requirements:- Entitled to Medicare Part A and enrolled in Part B- Reside in the plan's service areaWhich plan is being described? Medicare Advantage Prescription Drug Medicaid Original Medicare Medicare Advantage What must be explained to consumers enrolling in an HMO (Health Maintenance Organization) MA Plan? (Select 3) They must see contracted network providers in order to receive coverage under the plan. In most cases, they will pay the entire cost of the service if they see an out-of-network provider. Most benefits are covered out-of-network but at a higher cost. The exception to the provider network requirement is emergency visits, urgent care and renal dialysis services, which can be obtained from out-of-network providers. ... What must be explained to consumers enrolling in an HMO (Health Maintenance Organization) MA Plan? (Select 3) They must see contracted network providers in order to receive coverage under the plan. In most cases, they will pay the entire cost of the service if they see an out-of-network provider. Most benefits are covered out-of-network but at a higher cost. The exception to the provider network requirement is emergency visits, urgent care and renal dialysis services, which can be obtained from out-of-network providers. In most cases, they will pay the entire cost of the service if they see an out-of-network provider. Most benefits are covered out-of-network but at a higher cost. The exception to the provider network requirement is emergency visits, urgent care and renal dialysis services, which can be obtained from out-of-network providers. [Show Less]
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2023 AARP Assessment (10 questions at once) 100% accurate answers
n/a Which of the following is NOT true about UnitedHealthcare Medicare plans carrying the AARP name? AARP Services Inc. has chosen UnitedHealthcare as ... [Show More] the only insurance company to have the AARP name on its Medicare Supplement Plans.(WRONG i think) AARP does not endorse any UnitedHealthcare MA and PDP plans but does endorse the AARP Medicare Supplement Insurance Plans. AARP Services Inc. and UnitedHealthcare have a licensing agreement in which UnitedHealthcare offers AARP-branded MA, PDP and Medicare Supplement plans.(WRONG) AARP endorses UnitedHealthcare MA, PDP and Medicare Supplement plans. Effortless and inspiring AARP expects agents offering AARP-branded products to demonstrate five key behaviors when interacting with customers. AARP wants customers we work with to feel their relationship with AARP is _____________. Effortless and inspiring Challenging and intriguing Interesting but tough Demanding but fair Being upfront about what information means. Providing the right information. Communicating clearly to alleviate any confusion. Which of the following are part of being straightforward when servicing a customer? (Select 3) Being upfront about what information means. Providing the right information. Communicating clearly to alleviate any confusion. Hiding product costs. n/a Do consumers have to be an AARP member to enroll in an AARP-branded plan with UnitedHealthcare? Yes, the consumer should sign up for an AARP membership prior to enrollment in a Medicare Advantage, PDP or Medicare Supplement Plan. Yes, if the consumer is enrolling in a Medicare Supplement Plan. No, the consumer does not need to be an AARP member.(WRONG) Yes, if the consumer is enrolling in a Medicare Advantage or PDP. 2 How many status levels are in the Authorized to Offer Program? 2 3 4 There are no levels Nearly 37 million According to AARP, there are how many individual AARP members? Nearly 107 million Nearly 1 million Nearly 5 million Nearly 37 million The AARP motto is to serve, not be served. AARP advocates for the 50+ population in congress for legislation to lower medical costs. Which of the following statements about AARP are TRUE? (Select 2) The AARP motto is to serve, not be served. AARP helps people live longer. The AARP motto is to be served. AARP advocates for the 50+ population in congress for legislation to lower medical costs. Each calendar year, agents need to have at least 30 commission-eligible, accepted, and paid AARP Medicare Supplement Plan and/or Medicare Select Plan sales or retain a book of business of 150 or more active members. Which of the following is TRUE about the production requirement for the Authorized to Offer Elite status? Agents need to have at least 30 commission-eligible, accepted, and paid AARP Medicare Supplement Plan and/or Medicare Select Plan sales in one day. Agents need to have 30 commission-eligible, accepted, and paid sales only of AARP Medicare Supplement Plans during one week and will retain Elite status for life. Agents need to have 30 commission-eligible, accepted, and paid sales of AARP Medicare Supplement Plans in one month and will retain Elite status for life. Each calendar year, agents need to have at least 30 commission-eligible, accepted, and paid AARP Medicare Supplement Plan and/or Medicare Select Plan sales or retain a book of business of 150 or more active members. Quality of products offered. Efforts to improve the lives of members. Security and reputation of the AARP name. The value proposition for the AARP brand is seen in what kinds of benefits for the members? (Select 3) Quality of products offered. Ensuring products are well below the going market rate. Efforts to improve the lives of members. Security and reputation of the AARP name. n/a Which AARP-branded Medicare products does UnitedHealthcare offer? (Select 3) Medicare Supplement Plans (WRONG) Dual Complete Plans (WRONG) Prescription Drug Plans (WRONG) Medicare Advantage Plans [Show Less]
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