Texas All Lines Adjuster Laws &
Regulation exam 2023.
1. All of the following are exempted from the requirement of an adjuster's
license examination
... [Show More] except: A. Those persons holding CPCU designation; B.
those persons adjusting workers compensation claims; C. Those persons
who have received the Associate in Claims (AIC) designation; D. Those
persons who have a certificate of completion showing that within the past
12 months the applicant has completed a certified adjuster prelicensing
education program and passed the state examination.: B. A person adjusting
workers compensation claims is not exempt.
2. All of the following are qualifications of applicants for an adjuster license
in Texas except: A. is at least 25 yrs. of age; B. resides in this state or a state
that permits a resident of this state to act as an adjuster in that state; C. is
trustworthy; D. has passed the required examination or presents evidence
that the applicant has been exempted from the examination.: A. Applicants
must be at least 18 yrs. of age.
3. An emergency adjuster license is effective for a period not to exceed: A.
180 days B. 120 days; C. 90 days; D. 60 days.: C. An emergency license is
effective for a period not to exceed 90 days. The commissioner may extend the
term of the emergency license for an additional period of 90 days.
4. A licensed adjuster must notify the commissioner if the adjuster changes
the location of the adjuster's place of business: A. Within 10 days; B. Within
20 days; C. Within 30 days; D. Notification must be made promptly: D. A
licensed adjuster shall promptly notify the commissioner if the adjuster changes
the location of the adjuster's place of business.
5. All licensees must complete ________ hours of continuing education
within each reporting period. A. 15; B. 20; C. 24; D. 30: D. All licensees must
complete 30 hours of continuing education within each reporting period. However,
limited lines licensees, those selling life insurance not exceeding $15,000 and
county mutual agents are required to comlete 10 hours of continuing education
during each reporting period.
6. Which one of the following is not an example of an unfair claim settlement
practice? A. Knowingly misrepresenting pertinent facts to claimants; B.
Failing to acknowledge communication within a reasonably prompt period;
C. Failing to examine a claimant under oath; D. Not attempting in good faith
to promptly settle a claim when liability is clear.: C. The right to examine
policyholders under oath, in the case of questionable claims or potential fraud,
is a right of an insurer during a claim investigation and is part of the contractural
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