Civil Rights Act of 1866
Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color)
Fair Housing Act of
... [Show More] 1968
banned discrimination in the rental or sale of housing (Race, color, religion, national origin)
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Housing and Community Development Act of 1974
added gender (sex) to the protected classes
Fair Housing Amendments Act of 1988
Added Disability and familial status to protected classes.
Real Estate Settlement and procedures Act RESPA
Requires lenders and brokers to ensure that applicants understand the terms and fees of the mortgage transaction that they are considering
Home Mortgage Disclosure Act (HMDA)
Requires financial institutions to maintain and annually disclose date about home purchases, home purchase pre-approvals, home improvements and refinance applications involving 1 to 4 unit and multifamily dwellings
Electronic Communications Privacy Act
Prohibits persons from tampering with computers or accessing certain computerized records without authorizations. The Act also prohibits providers of electronic communications services from disclosing the contents of stored communications.
Community Reinvestment Act CRA
A congressional act that encourages mortgage originators to actively lend in their communities and that requires financial institutions to evaluate the "fairness" of their lending practices.
Restricts the collection and use of information that would result in housing discrimination on the basis of race, sex, religion, national origin and a variety of other factors.
Fair Housing Act
Prohibits discrimination by direct providers of housing, such as landlords and real estate companies as well as other entities, such as municipalities, banks of other lending institutions and homeowners insurance companies whose discriminatory practices make housing unavailable to persons because of: Race or Color, Religion, Sex/Gender, National Origin, Familial Status, Disability..
Fair Housing Statute
Opens up services and employment opportunities to the 43 million Americans with disabilities.
Americans with Disabilities Act ADA
Protects consumers from abusive, unfair, and deceptive practices by third-party debt collectors.
Fair Debt Collection Practices Act FDCPA
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Prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because you get public assistance.
Equal Credit Opportunity act ECOA
Restrictions collections of use of information that would result in employment discrimination on the basis of race, sex, religion, national origin and a variety of other characteristics.
Equal Employment Opportunity Act EEOC
Mandates that personal data be collected as much as possible directly from the record subject.
Privacy Act [Show Less]