AHIP module 1 Versions 1-6
Complete study set with verified
answers
AHIP module 1 Version 1
Mrs. Chen will be 65 soon, has been a citizen for twelve
... [Show More] years, has been
employed full time, and paid taxes during that entire period. She is
concerned that she will not qualify for coverage under part A because she
was not born in the United States. What should you tell her?
Choose one answer.
a. Most individuals who are citizens and over age 65 are covered under Part
A by virtue of having paid Medicare taxes while working, though some may
be covered as a result of paying monthly premiums.
b. Most individuals who are citizens and over age 65 and wish to be covered
under Part A must enroll in a Medicare Health Plan.
c. Most individuals who are citizens and over age 65 and are covered under
Part A must pay a monthly premium for that coverage.
d. All individuals who are citizens and over age 65 will be covered under Part
A. Correct Answer- a. Most individuals who are citizens and over age 65 are
covered under Part A by virtue of having paid Medicare taxes while working,
though some may be covered as a result of paying monthly premiums.
Mr. Bauer is 49 years old, but eighteen months ago he was declared disabled
by the Social Security Administration and has been receiving disability
payments. He is wondering whether he can obtain coverage under Medicare.
What should you tell him? Correct Answer- d. After receiving such disability
payments for 24 months, he will be automatically enrolled in Medicare,
regardless of age.
Mr. Denton is 52 years old and has recently been diagnosed with end-stage
renal disease (ESRD) and will soon begin dialysis. He is wondering if he can
obtain coverage under Medicare. What should you tell him? Correct Answera. He may sign-up for Medicare at any time however coverage usually begins
on the fourth month after dialysis treatments start. Correct
Ms. Henderson believes that she will qualify for Medicare coverage when she
turns 65, without paying any premiums, because she has been working for
40 years and paying Medicare taxes. What should you tell her? Correct
Answer- a. In order to obtain Part B coverage, she must pay a standard
monthly premium, though it is higher for individuals with higher incomes.
Correct
Mr. Diaz continued working with his company and was insured under his
employer's group plan until he reached age 68. He has heard that there is a
premium penalty for those who did not sign up for Part B when first eligible
and wants to know how much he will have to pay. What should you tell him?
Correct Answer- b. Mr. Diaz will not pay any penalty because he had
continuous coverage under his employer's plan. Correct
Mrs. Peňa is 66 years old, has coverage under an employer plan and will
retire next year. She heard she must enroll in Part B at the beginning of the
year to ensure no gap in coverage. What can you tell her? Correct Answer- d.
She may enroll at any time while she is covered under her employer plan,
but she will have a special eight-month enrollment period that differs from
the standard general enrollment period, during which she may enroll in
Medicare Part B. Correct
Mrs. Kelly, age 65, is entitled to Part A, but has not yet enrolled in Part B. She
is considering enrollment in a Medicare health plan (Part C). What should you
advise her to do before she will be able to enroll into a Medicare health plan?
Correct Answer- Mrs. Kelly, age 65, is entitled to Part A, but has not yet
enrolled in Part B. She is considering enrollment in a Medicare health plan
(Part C). What should you advise her to do before she will be able to enroll
into a Medicare health plan?
Mrs. Park is an elderly retiree. She has a low, fixed income. What could you
tell Mrs. Park that might be of assistance? Correct Answer- d. She should
contact her state Medicaid agency to see if she qualifies for one of several
programs that can help with Medicare costs for which she is responsible.
Correct
Mr. Wu is eligible for Medicare. He has limited financial resources but failed to
qualify for the Part D low-income subsidy. Where might he turn for help with
his prescription drug costs? Correct Answer- a. Mr. Wu may still qualify for
help in paying Part D costs through his State Pharmaceutical Assistance
Program. Correct [Show Less]