(W) Mrs. Peňa is 66 years old, has coverage under an employer plan and will retire next
year. She heard she must enroll in Part B at the beginning of
... [Show More] the year to ensure no gap
in coverage. What can you tell her? >>>>She may enroll at any time while she is
covered under her employer plan, but she will have a special eight-month enrollment
period that differs from the standard general enrollment period, during which she may
enroll in Medicare Part B
(W) Mrs. Kelly is entitled to Part A, but is not yet enrolled in Part B. She is considering
enrollment in a Medicare health plan. What should you advise her to do before she will
be able to enroll into a Medicare health plan? >>>>In order to join a Medicare health
plan, she also must enroll in Part B
Mrs. Park has a low, fixed income. What could you tell her that might be of assistance?
>>>>She should contact her state Medicaid agency to see if she qualifies for one of
several programs that can help with Medicare costs for which she is responsible
(W) Mr. Yu has limited income and resources so you have encouraged him to see if he
qualifies for some type of financial assistance. Mr. Yu is not sure it is worth the trouble
to apply and wants to know what the assistance could do for him if he qualifies. What
could you tell him? >>>>He might qualify for help with Part D prescription drug costs
and help paying Part A and/or Part B premiums, deductibles, and/or cost sharing.
(W) Mr. Patel is in good health and is preparing a budget in anticipation of his retirement
when he turns 66. He wants to understand the health care costs he might be exposed to
under Medicare if he were to require hospitalization as a result of an illness. In general
terms, what could you tell him about his costs for inpatient hospital services under
Original Medicare? >>>>Under Original Medicare, there is a single deductible amount
due for the first 60 days of any inpatient hospital stay, after which it converts into a perday amount through day 90. After day 90, he would pay a daily amount up to 60 days
over his lifetime, after which he would be responsible for all costs
(W) Mr. Rainey is experiencing paranoid delusions and his physician feels that he
should be hospitalized. What should you tell Mr. Rainey (or his representative) about
the length of an inpatient psychiatric hospital stay that Medicare will cover?
>>>>Medicare will cover a total of 190 days of inpatient psychiatric care during Mr. [Show Less]