AHIP 2024 Final Exam
NEWEST 2024 ACTUAL EXAM
QUESTIONS AND CORRECT
DETAILED ANSWERS
VERIFIED ANSWERS ALREADY GRADED A+
Mrs. Wu was
... [Show More] primarily a homemaker and employed in jobs that provided taxable income only sporadically. Her husband worked full-time throughout his long career. She has heard that to qualify for Medicare Part A she has to have worked and paid Medicare taxes for a sufficient time. What should you tell her? - CORRECT ANSWER-
Choose one answer. - CORRECT ANSWER-
- CORRECT ANSWER-a. She will have to obtain a job and work enough years to qualify for Medicare Part A.
- CORRECT ANSWER-b. She will have to pay the monthly Part A premium in order to obtain the coverage.
- CORRECT ANSWER-c. Because her husband paid Medicare taxes, and she rarely did, she will have to pay Part A premiums but will do so at a reduced rate.
- CORRECT ANSWER-d. Since her husband paid Medicare taxes during the entire time he was working, she will automatically qualify for Medicare Part A without having to pay any premiums.
Question45 - CORRECT ANSWER-
Marks: 1 - CORRECT ANSWER-
Mrs. Sanchez lives in a state located near Canada. She has recently become eligible for Medicare and is considering enrollment in Part D prescription drug coverage. One of her friends has told her that she needs to be aware of something
called TrOOP. What should you tell her when she asks you about TrOOP? - CORRECT ANSWER-
Choose one answer. - CORRECT ANSWER-
- CORRECT ANSWER-a. TrOOP are out-of-pocket costs that count toward the annual out-of-pocket threshold to move into catastrophic coverage and generally include the annual deductible(s) and costs for drugs on the plan's formulary purchased at a plan's participating pharmacy. In some instances, amounts not directly paid by the enrollee (like manufacturer discounts) count toward TrOOP.
- CORRECT ANSWER-b. TrOOP is calculated on a cumulative basis and consists of the sum of an enrollee's out-of-pocket deductibles from the date of his or her enrollment in Part D plus outlays for over-the-counter drugs.
- CORRECT ANSWER-c. TrOOP is calculated on an annual basis and consists of an enrollee's out-of-pocket deductible plus any amounts paid on behalf of an enrollee by Medicaid.
- CORRECT ANSWER-d. TrOOP are out-of-pocket costs that count toward the annual out-of-pocket threshold to move into catastrophic coverage and generally include, in addition to the annual deductible, costs for drugs not on the Part D plan's formulary and drugs purchased outside the United States. [Show Less]