AAPC CPB - Exam B QUESTIONS AND ANSWERS What is the term for the total amount of covered medical expenses a policyholder must pay each year out-of-pocket
... [Show More] before the health insurance company begins to pay any benefits?
A. Copayment
B. Deductible
C. Secondary Payment
D. Coinsurance Correct Answer: B. Deductible
Which type of insurance covers physicians and other healthcare professionals for liability as to claims arising from patient treatment?
A. Business liability
B. Bonding
C. Medical malpractice
D. Workers' compensation Correct Answer: C. Medical malpractice
Which of the following does NOT fall under group policy insurance?
I. The premium is paid for by the employee.
II. The premium is paid for (or partially paid for) by an employer.
III. The employer selects the plan(s) to offer to employees.
IV. Physical exams and medical history questionnaires are a mandatory part of the application process.
V. Employee can make changes to the policy.
VI. The employee's spouse and children are not eligible for coverage.
A. III, IV, and V
B. II, III, and VI
C. II, IV, and V
D. I, IV, V, and VI Correct Answer: D. I, IV, V, and VI
Dr. Wallace is in a capitation contract with Belleview Managed Care Health Plan. He received $25,000 from the health plan to provide services for the 175 enrollees on the health plan. The services provided by Dr. Wallace to the enrollees cost $23,000. Based on the information, what must be done?
A. Dr. Wallace can keep the $2,000 profit under the terms of the capitated plan.
B. Dr. Wallace experienced a loss under the capitated plan and will need to pay $2,000 to the health plan.
C. Dr. Wallace will need to payout the $2,000 to the 175 enrollees.
D. Dr. Wallace is required to put the $2,000 in a mutual fund. Correct Answer: A. Dr. Wallace can keep the $2,000 profit under the terms of the capitated plan.
What is the deadline for filing a Medicare claim?
A. One year from the date of service
B. 30 days from the date of service
C. 90 days from the date of service
D. Two years from the date of service Correct Answer: A. One year from the date of service
A provider sees a patient who has TRICARE Select. The provider is not contracted with TRICARE but is certified by the regional TRICARE Managed Care Support Contractor (MCSC). The [Show Less]