FLORIDA CLAIMS ADJUSTER TESTS COMPILATION BUNDLE $30.45 Add To Cart
15 Items
Peril correct answer: Something that causes a loss. Hazard correct answer: Something that increases the probability that a loss will occur. Warrant... [Show More]
626.854 (3) Correct Answer: A public adjuster may not give legal advice or act on behalf of or aid any person in negotiating or settling a claim relating ... [Show More]
Frank owned a home that was destroyed by a hurricane. Both TD Bank and Bank of America were listed as additional interests on his homeowner policy. The ins... [Show More]
A public adjuster represents the interest of: A. The insurer B. The Insured C. The employer D. The interest of the general public Correct Answer: B. T... [Show More]
Subordination Correct Answer: When the insured collets damages from his or her own insurance company and those damages were caused by negligent third-part... [Show More]
This optional provision states that if the insured becomes totally disabled, premiums are waived but the coverage remains in force: A. Waiver of Subroga... [Show More]
The Florida Insurance Guaranty Association will pay claims of insolvent member companies up to a maximum of: Correct Answer: In excess of $100 up to $300,... [Show More]
There are several important statutory requirements pertaining to contracts made by public adjusters: Correct Answer: Must state the type of claim, includi... [Show More]
Severability Correct Answer: Insurance applies separately to each insured as if other insureds did not exist. Abandonment Correct Answer: Property ins... [Show More]
A new, unused vehicle is not required to be inspected prior to obtaining physical damage insurance coverage if the insurer is provided with: Correct Answer... [Show More]
Accumulated Depreciation Correct Answer: The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used... [Show More]
Florida No-Fault Tort Exemption Correct Answer: Those who comply with the law are granted limited immunity from suits of others through PIP coverage. 4... [Show More]
A claim in the property/casualty industry Is defined as: Correct Answer: an assertion of an alleged legal right against a person, entity, company or insur... [Show More]
Peril Correct Answer: Something that causes a loss. Hazard Correct Answer: Something that increases the probability that a loss will occur. Warrant... [Show More]
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance com... [Show More]
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